January Expense for a Family of 2 in Switzerland

As a family of two living in Switzerland, budgeting expenses is something we take seriously. We wanted to delve into more detail on what our monthly costs look like and share that with the readers of this blog. To give you some insight into just how much it takes to make it work as a small family here in Switzerland, we tracked each penny spent during the month of January — from housing to groceries, restaurants, transportation, and more! If you’re looking for ideas on ways to save money while still having fun (because sometimes life needs enjoyment!), then come join us as we review all our spending habits for January 2023.

Why Sharing This Information

This year I decided to record and share our monthly expenses with everyone. There are a few reasons for me to do so:

1. Education. I want to help people understand that by cutting back unnecessary spending, you can fast-track your wealth building.

I used to focus a lot on earnings and not so much on spending. Therefore, as someone in her 20s, I spent as much as I earned (most of the time) on things like traveling, clothes, random activities, daily Starbucks, etc. I have one investment that was done on purpose to force me to save money every month because it is a long-term contract with obligations. Thankfully I did…